Fidem Mastercard® Card

Your road to financial improvement

Get the benefits of credit

For as little as $10/month

about us page banner. What makes us different. Working with You to Get Back on Track

At Fidem Finance, we publish our fees and interest charges in a way that is simple to understand. What you see is what you pay. And even then, the benefits of Fidem Finance can exceed other available lenders with our extremely competitive rates.

Features

True credit – no security deposit required

Credit limit up to $3,000

Use it anywhere Mastercard® Cards are accepted

Online access to your card account

Minimum monthly payment – the greater of $30 or 4%

Reports to credit bureaus every month under Fidem Card/BC

Access your Fidem Mastercard® Card Online

Fidem MasterCard® Card. Improve your credit

Click to log in to My Fidem Card and register your account. Once you’ve registered your card, you will then be able to:

  • Check your account balance
  • View prior statements
  • View purchase history
  • Update your contact information

…all at your fingertips!

Fidem MasterCard® Card. Improve your credit

No Hidden Fees

Simple and clear fee structure

Our Fees and Interest Rates: Homeowners

Annual percentage rate of 29.99% (increases to 34.99% if you miss 2 payments within a 6-month period)

Monthly fee is $10

Foreign Currency Conversion is 2.5%

Online access to your card account

Returned Payment Fee is $39

Our Fees and Interest Rates: Non-Homeowners

Annual percentage rate of 39.99% (increases to 44.99% if you miss 2 payments within a 6-month period)

Monthly fee is $12

Minimum monthly payment will be the greater of $30 or 4%

Foreign Currency Conversion is 2.5%

Returned Payment Fee is $39

Disclosure Statement and Cardholder Agreement

The Fidem Disclosure Statement applies to the Fidem Mastercard® Card account we set up for you and sets out the interest rates and charges for that account. This was sent to you in your welcome kit. If you require an additional copy, please call 1-800-259-1167.

The Cardholder Agreement sets out the terms and conditions of your Fidem Mastercard® Card account.

Click here to view, download or print the Cardholder Agreements