Fidem Mastercard® Card

Your road to financial improvement

Get the benefits of credit

For as little as $10/month

about us page banner. What makes us different. Working with You to Get Back on Track

At Fidem Finance, we publish our fees and interest charges in a way that is simple to understand. What you see is what you pay. And even then, the benefits of Fidem Finance can exceed other available lenders with our extremely competitive rates.


True credit – no security deposit required

Credit limit up to $3,000

Use it anywhere Mastercard® Cards are accepted

Online access to your card account

Minimum monthly payment – the greater of $30 or 4%

Reports to credit bureaus every month under Fidem Card/BC

Access your Fidem Mastercard® Card Online

Front & back of Fidem MasterCard® Credit Card

Click to log in to My Fidem Card and register your account. Once you’ve registered your card, you will then be able to:

  • Check your account balance
  • View prior statements
  • View purchase history
  • Update your contact information

…all at your fingertips!

Front & back of Fidem MasterCard® Credit Card

No Hidden Fees

Simple and clear fee structure

Our Fees and Interest Rates:

* See your disclosure statement for your personal interest rate and monthly fee

Annual percentage rate as low as 29.99%*

Monthly fee as low as $10*

Foreign Currency Conversion is 2.5%

Online access to your card account

Returned Payment Fee is $39

Disclosure Statement and Cardholder Agreement

The Fidem Disclosure Statement applies to the Fidem Mastercard® Card account we set up for you and sets out the interest rates and charges for that account. This was sent to you in your welcome kit. If you require an additional copy, please call 1-800-259-1167.

The Cardholder Agreement sets out the terms and conditions of your Fidem Mastercard® Card account.

Click here to view, download or print the Cardholder Agreements